Employers

Thank you for your interest in the North Coast Builders Exchange Group Insurance Plans. All of the forms that you need to enroll can be saved and printed from this website.

A Group Program for your Company

This is a group program for your company. You must be a member of the North Coast Builders Exchange to enroll. Our program is available to all of our members from Sole Proprietors with no employees to members with large numbers of employees (some restrictions may apply).

Member Eligibility

New members to NCBE with three (3) or more enrolling owners/employees are eligible to enroll within the first 60 days after membership is activated. For example, if your membership is effective January 1st, you may enroll your firm effective January 1st, February 1st or March 1st of that year.

Members of NCBE enrolling only 2 or fewer owners/employees are eligible to enroll within 60 days after meeting a 180 day (6 month) waiting period. For example, if your membership is effective January 1st, you may enroll your firm effective July 1st, August 1st or September 1st of that year.

When You May Join

If your firm is an existing member of NCBE and have met the applicable waiting period, you may join the insurance group program and have an effective participation date upon one of the following:

• During the Open Enrollment period, February-March of each year;
• Within 60 days of no longer being subject to a collective bargaining agreement; or
• Within 60 days of non-renewal with a competitive carrier.

Available Insurance Plans

Your company selects the plans to offer you and your employees, complying with group requirements. Please visit each link at the top of this page to see what we have to offer; medical, dental, vision, chiropractic, life and disability insurance are available.

REMEMBER, our group plans are guaranteed issue and guaranteed rates from April 1, 2008, through March 31, 2009. No matter how many plans you decide to offer, you will get only one monthly bill.

How to Enroll Your Firm

Start at the top of this page with Group Requirements then move on to Enrollment Requirements. Once you understand how these policies apply to your company and have decided on the plans you would like to offer, then you are ready to print the forms found in the 2008 Group Health Plans. (3.7MB pdf download)

If you have any questions at all, please don’t hesitate to contact the North Coast Builders Exchange, Insurance Department at
(707) 542-9502 for help.

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